I hate it when I see people waste food.
I’m not sure why, but I’ve always been that way.Â Somebody who believes in reincarnation once told me that I probably starved to death in a past life.Â Okay.
Another pet peeve of mine is carelessly wasting money on things that can be easily prevented.Â Although I haven’t shared that little characteristic of mine with the reincarnationist, I wonder what she’d say.Â Then
Continue reading Penny Foolish: How 6 Tiny Money Leaks Cost Me $1702 Annually
As I’ve previously mentioned, the Penzo household is in the middle of a long-awaited home renovation project with a reliable contractor.
Originally, it was supposed to be a fairly modest kitchen renovation that involved replacing our porcelain tile counter tops with granite and adding a new tumbled stone back splash. It also included some new appliances.
Then, one quiet evening not too long ago, while we were watching the six-thousandth episode
Continue reading Why Marriage Makes It So Hard to Control Remodeling Costs. (Well, Kinda Sorta.)
We’re in the middle of a kitchen and bathroom remodel that includes replacing our 14-year-old refrigerator. After replacing a couple of parts over the years, I figured it was finally time to bite the bullet and buy a new one.
Although I was hoping to get 20 years out of that old appliance, the ice maker died a couple months ago, and the door stops were broken long ago by my
Continue reading 19 Tips for Saving a Bundle of Money on Home Appliances
A couple of weeks ago I shared with you ten characteristics of debt-free people of modest means.
In that article I specifically asked my readers to consider this question:
“Why is it that there are families out there with household incomes under $40,000 comfortably making ends meet and saving for retirement with no debt on the books — or at worst, a single mortgage payment — while others who make millions per
Continue reading If You Can’t Live on $40,000 Per Year, It’s Your Own Fault
by David Hamilton
Are you still making excuses that you canâ€™t go to the gym because itâ€™s too expensive?Â Or canâ€™t afford a new bike to exercise?
Be afraid, be very afraid, because you’re about to encounter some simple, cost-effective, ideas for you to work out on your own at home or somewhere outside.Â So no more excuses for not getting into shape!
1. Running in the Park â€“ Letâ€™s start with the
Continue reading 10 Ways to Get Fit for Little or No Money
The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are constantly trying to get out of debt fast – and usually in hock up to their eyeballs no matter how much money they make.
I’ve preached that financial freedom can be achieved by anybody regardless of their income level more times than I care to
Continue reading 10 Key Characteristics of Debt-Free People (of Modest Means)
Yes, school is right around the corner and the Honeybee is once again gearing up for another season of endless sandwich-making for the kids’ brown bag lunches.Â She won’t be alone.
Every day millions of people pack a sandwich or two to eat for lunch at their school or place of employment, and who can argue with that strategy?
While I realize that packing a homemade lunch is more economical and
Continue reading My 2nd Annual Brown Bag Survey: The 10 Most Economical Sandwiches
That’s right. Although having a million bucks isn’t as impressive as it once was, it’s still nothing to sneeze at.
In fact, CNBC reports that in 2013 there were 13.2 million millionaires in the United States alone.
That’s a lot of people, people. And the odds are one or two of them are living near you.
Heck, one of them might even be your neighbor. In fact, the odds are very good that it isyour neighbor.
Continue reading 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
The things I do for this blog in the name of personal finance.
One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the biggest of which was that he got better gas mileage.Â I found that a bit hard to believe – but more on that in a
Continue reading Itâ€™s True: Premium Gasoline Is A Lot Like Male Enhancement Drugs
When it comes to breakfast, kids can be real cereal killers.Â Unfortunately, for those of us trying to keep our grocery costs reasonable, name-brand cereals can be a very expensive proposition.
When I was growing up, I remember my sister pounding down multiple bowls of Froot Loops and Lucky Charms every morning.
I enjoyed kid cereal too – Apple Jacks and Frosted Flakes are still favorites of mine – but I never
Continue reading Taste-Test Experiment: An All-Kid Panel Evaluates Name-Brand vs. Store-Brand Cereals