18 Things You (Supposedly) Should Never Pay For. Ever.

Who doesn’t love a free lunch? I know I’ve never turned one down.

If you believe everything you read on the Internet (as well you should), then there are a lot of products and services out there you should never pay for.

I know because I read about it here. And here. Oh, and here too.

The problem is “never” is such a strong word, isn’t it?

Compounding

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My Teenage Son, His Cell Phone, and the Bill for $1,055.20

We held out for as long as we could. We really did.

Despite an intense and relentless lobbying effort from my son, the Honeybee and I stayed strong and denied his repeated requests for a cell phone.

And, boy, were there a lot of requests.

I can’t remember the exact day he first requested his own cell phone, but I am quite certain the first letters he learned in school weren’t

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15 Organic Fruits & Veggies That Aren’t Worth Paying More For

I love tomatoes. I don’t think many people will argue with me when I say there is nothing better than a fresh-picked home-grown ‘mater.

I love them so much I usually grow tomatoes in the backyard every summer. However, for some stupid reason, this year I just never got around to it.

Anyway, the other day I was picking up a bunch of fruits and vegetables at my local grocery store

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The 5 Biggest Home Repair Ripoffs

I’ve had numerous people come to my house offering “great deals” on home repair services over the years.

You know the type. Most of these guys wouldn’t know what a contractor’s license looked like if it hit them in the head.

Even more telling, they are often willing to do any job for whatever amount you are willing to pay, no matter how low your offer.

I’m not kidding.

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Why Your Expensive Luxury Car Doesn't Impress Smart People. (Or Me.)

A few days ago Jennifer commented on a post I had written entitled 8 Big Reasons Why You’re Getting an F in Personal Finance 101. She was lamenting the sense of entitlement she saw in many people. Here is an excerpt:

“I know a woman who is a single mother and hit up her friends for money to replace the engine in her SUV. I declined to participate because even though

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Real Estate Agents: Why They're Not Worth It

I’ve sold one house in my life and I did that on my own without a realtor. Yep. For sale by owner (or FSBO).

Oh, I started out with a realtor because I was young and rather naive at the time; I thought it would be crazy to not go with a professional.

The first realtor I took on signed me up to a 90-day contract and then sat on it,

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It’s True: Premium Gasoline Is A Lot Like Male Enhancement Drugs

The things I do for this blog in the name of personal finance.

One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the biggest of which was that he got better gas mileage. I found that a bit hard to believe – but more on that in

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8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

In this tough economy, businesses of all types are trying to nickel and dime us to death with add-on charges.

Those charging the fees want you to believe that the fees are necessary to cover the additional costs of doing business, like pizza delivery fees.

In reality, all these fees do more often than not is mislead the consumer by adding a hidden mark-up to the advertised price. Sometimes the

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Scary Stories: Fellow Bloggers Share Their Tales of Buyer’s Remorse

According to Wikipedia, buyer’s remorse is “an emotional condition whereby a person feels remorse or regret after a purchase.” It often refers to higher-priced items that are difficult or impossible to return, thereby making the buyer feel like, well, a complete idiot.

If you’ve ever felt a twinge of regret or self-doubt and caught yourself saying “I should have known better,” then you’ve definitely experienced the heartache of buyer’s

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Is Your Employer Stealing From You?

An Allentown woman is now serving 57 months in prison for stealing from her employer to the tune of $1.6 million over the course of an entire decade. That being said, many employees feel it’s really no big deal to raid the supply cabinet and bring home the occasional box of pens, tablets, or other office supplies, even though it’s stealing nevertheless.

Did you ever wonder why your employer often looks

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