9 Important Money Tips Every Dad Should Teach His Kids

Readers: In honor of Father’s Day, I thought I would repost this message to my kids that originally debuted here exactly two years ago today. It has since become one of my most popular articles (currently ranked 39th out of more than 900 posts.) — Len

Kids, with Father’s Day right around the corner, I hope you don’t mind if your dear old dad takes a few minutes to give

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Is Cell Phone Insurance Really Worth It?

Last month our previous cell phone contract finally expired. That made the Honeybee happy because it meant we could finally move to a new carrier with better coverage.

However, nobody was more excited than the kid with the fastest thumbs in the West, my son, Matthew, who no longer had to endure the supposed indignity of being stuck with an “uncool” Nokia Gravity phone because our new plan included three iPhones.

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Having Fun Yet? 9 Ways to Ensure Your Road Trip Sucks

I love summer. It’s my favorite time of the year — after spring and autumn.

I know. That may not sound like a ringing endorsement, but it’s true.

Anyway, one of my favorite things about summer is our annual family vacation; my favorites are when we go on extended cross-country road trips. I’ve made seven coast-to-coast trips during my lifetime, so suffice it to say that I have at least a

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Why Some Who Cut Expenses to the Bone Still Can't Make Ends Meet

The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that was splattered on the windshield.

Unfortunately, the only squeegee I could find was at another pump island that was occupied by a big ol’ cowboy who was filling

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Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water

When you realize that half of a household’s water usage occurs in the bathroom, and that greener versions of toilets and faucets can save an average American family up to 11,000 gallons per year, it’s easy to consider the cost-effectiveness of making the changes.

But going green in the bathroom is not nearly as expensive as you may think! In fact, up-fitting your faucets, fixtures and toilets with more efficient and

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When Pigs Fly: How I Fought My Parking Ticket and Beat City Hall

Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Major.

So I knew something was wrong when I walked through the door and the Honeybee greeted me with a big kiss.

Needless to say, I cut right to the chase: “OK, what happened?”

“I got a parking ticket.”

“How much?”

“Thirty-five bucks. But

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9 Movie Theater Extras That We Could All Do Without

Readers: With Ironman 3 breaking box office records last week, I thought it was the perfect time to repost this popular selection from the Len Penzo dot Com archives. — Len

Let me tell you, sometimes this working-for-a-living thing isn’t all it’s cracked up to be. For the past couple of weeks I’ve been in one of those high-pressure do-or-die phases that requires me to be at the office from

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My 13-Year-Old Daughter Shares Her Financial Fears

Readers: Today’s post was written by my daughter, Nina. — Len

I’m only 13 and I’m worrying about my future. Not in an academic kind of way, but in a financial one. That’s because there are certain things that terrify me about growing up and living on my own.

Here is a list of the top five things that make me nervous for the future:

Paying taxes

The thought of

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How to Raise Your Kids to Be Personal Finance Losers (in 6 Easy Steps)

There are a handful of questions out there that simply defy explanation. For example, who built Stonehenge and what was it for? Why isn’t phonetic spelled the way that it sounds? And why can’t women put mascara on with their mouths closed?

Here’s another perplexing question: Why do otherwise intelligent people with triple-digit IQs still manage to dig themselves so deeply into debt that they’re often forced into bankruptcy?

Actually, I

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A Small Victory in My Quest to Raise Financially Literate Kids

Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest.

Ultimately it will be up to them to decide if they want to heed the stories and lessons I have been tirelessly passing on to them ad nauseum since they were

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