When you realize that half of a household’s water usage occurs in the bathroom, and that greener versions of toilets and faucets can save an average American family up to 11,000 gallons per year, it’s easy to consider the cost-effectiveness of making the changes.
But going green in the bathroom is not nearly as expensive as you may think! In fact, up-fitting your faucets, fixtures and toilets with more efficient and
Continue reading Stop Pouring Money Down the Drain: 9 Ways to Conserve Bathroom Water
Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Major.
So I knew something was wrong when I walked through the door and the Honeybee greeted me with a big kiss.
Needless to say, I cut right to the chase: “OK, what happened?”
“I got a parking ticket.”
“Thirty-five bucks. But I’m innocent!”
“Uh huh. That’s
Continue reading When Pigs Fly: How I Fought My Parking Ticket and Beat City Hall
Readers: With Ironman 3 breaking box office records last week, I thought it was the perfect time to repost this popular selection from the Len Penzo dot Com archives. — Len
Let me tell you, sometimes this working-for-a-living thing isn’t all it’s cracked up to be. For the past couple of weeks I’ve been in one of those high-pressure do-or-die phases that requires me to be at the office from six
Continue reading 9 Movie Theater Extras That We Could All Do Without
Readers: Today’s post was written by my daughter, Nina. — Len
I’m only 13 and I’m worrying about my future. Not in an academic kind of way, but in a financial one. That’s because there are certain things that terrify me about growing up and living on my own.
Here is a list of the top five things that make me nervous for the future:
The thought of paying taxes absolutely terrifies
Continue reading My 13-Year-Old Daughter Shares Her Financial Fears
There are a handful of questions out there that simply defy explanation. For example, who built Stonehenge and what was it for? Why isn’t phonetic spelled the way that it sounds? And why can’t women put mascara on with their mouths closed?
Here’s another perplexing question: Why do otherwise intelligent people with triple-digit IQs still manage to dig themselves so deeply into debt that they’re often forced into bankruptcy?
Actually, I have
Continue reading How to Raise Your Kids to Be Personal Finance Losers (in 6 Easy Steps)
Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest.
Ultimately it will be up to them to decide if they want to heed the stories and lessons I have been tirelessly passing on to them ad nauseum since they were
Continue reading A Small Victory in My Quest to Raise Financially Literate Kids
Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well … not so much.
I recently explained why I believe an economic collapse is inevitable and what it would look like.
If history is any guide, the good news is that economic collapse won’t result in
Continue reading Economic Collapse 101: Ten Ways to Prepare for the Unknown
Readers: Awhile back I received a message in my inbox from Steven, who lives in the United Kingdom. He agreed to share his story with you. I hope you find it as inspiring as I did. — Len
Last November my washing machine died. Because I make decent money (the equivalent of about $35,000 US dollars), that should have been a trivial event. However, it turned out to be much more
Continue reading True Story: How a Broken Washing Machine Fixed My Finances
It takes courage to face the bogeyman.
I bet many of the good folks in Great Falls, Montana, were more than a little worried earlier this month after a local television station there sent out an ominous message warning viewers that the dead were “rising from their graves and attacking the living.”
Hold on, hold on. Before you grab your shotgun and hunker down in the basement, consider this: It turns out
Continue reading Economic Collapse 101: What It Will Look Like, and How It May Start
Last week I needed to venture into my attic to check on some rat traps, so I grabbed my flashlight to help me navigate my way through the rafters. As luck would have it, the flashlight wasn’t working; the last person who used it forgot to turn the darn thing off, so the batteries died.
Anyway, with no spare C-cells in the drawer and an unplanned trip to the store in
Continue reading 9 ‘Oops’ Moments That I Ultimately Paid For (One Way or Another)