My Kids’ Loan Interview with the Bank of Dad

When it comes to money matters, my two kids manage their personal finances in completely opposite ways. In fact, it is utterly amazing to me that my children are even related.

My nine year-old daughter, Lenina, likes to set goals and save her money. On the other hand my 11 year-old son, Matthew, can’t spend his money quick enough. If the only item left at the local Quickie-Mart happens to be

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My 2008 State of the Household Financial Report (Part 4)

Today at work I was a bit distracted.  This was entirely due to my anticipation regarding my earlier promise to finish this four-part series with a quick summary of my net worth.  I hope most of you can forgive me; it’s just that I feel like the lead actor in the latest Judd Apatow movie. 

Those of you who have seen Forgetting Sarah Marshall or a few of Mr.

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My 2008 State of the Household Financial Report (Part 3)

Welcome to Part 3 of my State of the Household financial report for 2008.   I’ve been very serious about running my household like a business for close to 20 years now.  As a result, I have managed to compile detailed data across a long time period.   Today I will be showing you my detailed household expenditures over the past ten years.  Before going any further though I’d like to encourage

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My 2008 State of the Household Financial Report (Part 2)

Welcome to Part 2 of my four-part State of the Household Financial Report.  If you missed it, be sure to check out Part 1 first!

Once again, here is the illustrative breakdown of my “outflow”, or expenses, for the year in the form of a pie chart.   The money that makes up the pie chart primarily comes from my take-home pay, which excludes withheld taxes, paycheck deductions for health and other

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My 2008 State of the Household Financial Report

As required by our household constitution, the household CFO is required to deliver the family financial report to the household CEO each January. 

As such, the ever-dependable Honeybee has painstakingly tracked and recorded our finances for over 10 years using Excel, which is a Microsoft spreadsheet tool that I highly recommend.  I’ve reviewed the numbers and I am quite pleased.

With her report for 2008 finished I thought you, too,

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Plan Dinner Menus In Advance to Save Big Money

In 2008 my family spent $7447.06 on groceries. That represents the total cost required to make 349 breakfasts, 342 lunches, and 320 dinners during the course of the year for my family of four. It also includes all of the snacks and desserts that we consumed at home for the year.

Like most other folks, our family also enjoys going out to dinner occasionally. In 2008, we went out for dinner

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