Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...
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Gas or Charcoal Grill: Which Is More Cost Effective?
With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better?
When it comes to the question of grilling with propane or ...
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6 Ways to Own an Unconventional Home
Homeownership is part of the American dream, but buying a house today isn't what it used to be. For example, they're more expensive than ever! Fortunately for modern homebuyers, there are many ways to become the owner of less expensive unconventional ...
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Why You Need Life Insurance to Protect What You Have Built
Life insurance can help protect the lifestyle you have built for you and your family. The benefits afforded by life insurance go much farther than replacing income, although a policy can provide a spouse or child with income replacement if something ...
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5 Ways to Eat Healthy on a Budget
The desire to lose weight and get in shape can be a constant struggle. Over the last four decades, the adult obesity rate has more than doubled. Turn on the television and you are likely to find any number of advertisements about the newest diet. No ...
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Why a Home Shouldn’t Be Considered an Investment
It's often said that a house is our biggest investment, yet the primary function of any house is to simply provide us with a place to live. Yes, handsome gains can be had for those with good timing. However, as investments go, houses rarely match the ...
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12 Ways to Help Prepare Your Kid for the Real World
Remember when you were a kid and you just couldn't wait to be an adult? For most people, once they get there, the novelty wears off fast. Yet, while facing the real world on your own is a rite of passage that should be observed on an individual ...
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Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order
Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. The good news is you can find great sushi deals by following a few simple tips.
So ... How ...
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My Teenage Son, His Cell Phone, and the Bill for $1,055.20
We held out for as long as we could. We really did.
Despite an intense and relentless lobbying effort from my son, the Honeybee and I stayed strong and denied his repeated requests for a cell phone.
And, boy, were there a lot of requests.
I ...
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Why You Should Never Cosign A Loan for Anyone
Cosigning for a loan is one of the dumbest financial moves you could ever make. By cosigning, you not only assume liability for the borrowed money, but you also make it tougher on yourself to qualify for large loans -- regardless of your payment ...
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16 Reasons Why Whirlpool Tubs Are For Suckers
Once again, I thought I'd pass on a little advice and save a serious case of buyer's remorse for the six people left in America who are still looking to buy a home.
No, no. I'm not going to tell you why corner lots are for suckers again.
This ...
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Why Grandma Was Smarter Than You About Money
Yes; Grandma was smarter than you about money. Is that a crazy thought? Well ... Grandma may not pay bills with a smartphone or trade stocks on her computer -- but the fact is she can teach a few lessons about saving money that you can take to the ...
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Don’t Be Afraid of Treating Your Household Like a Business
Anybody can run a household like a business, but to do it effectively you first have to appoint a household CEO in order to get the job done. Of course, the best candidate for running your household is always ... you.
For those of you who are ...
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Expecting the Unexpected: Managing Finances With a Disability
When it comes to finances, most people know how to manage their daily expenses fairly well. However, once saving for the future is brought into question, things become a bit trickier. How much should you save? How should you be saving it?
One ...
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10 Tips for Managing Long-Term Care for Elderly Parents
We all dread the day when we may be faced with making important life decisions on behalf of our aging parents. It's never an easy road deciding how to best care for the people who used to care for us, and there are plenty of variables that should be ...
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Need a Wedding Singer? Here are Booking Rates for 120 Famous Bands
Looking for some booking rates for famous bands? Well ... just keep in mind that, according to St. Louis Bride and Groom magazine, couples spend an average of 5.2% of their wedding budget on music. That seems about right. The Honeybee and I spent ...
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6 Reasons to Take Out a Reverse Mortgage
Home equity is a powerful tool for many homeowners, particularly as they approach retirement. It represents a significant portion of their financial resources and can be a key factor in ensuring financial stability. A striking statistic highlights ...
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How to Lower Your Heating Bill This Winter
Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...
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More Clever Low-Cost Homemade Gifts Everyone Will Enjoy
If you missed Part 1 of this series on homemade gifts, click here.
One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know they're ...
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How to Trim Your Christmas Shopping List
Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!"
If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...
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