It's true; there are many folks out there who successfully manage their household finances without ever using a budget. Even so, most successful home money managers that don't have a budget still track their expenses and income. That's because trying ...
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Four Big Drawbacks to Store Credit Cards
The other day the Honeybee applied for a clothing-store credit card to take advantage of a deal that gave her a one-time savings of 15% off her purchase. I know.
To tell you the truth, I'm not really that big of a fan of in-store credit cards, but ...
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An Overview of the Most Common Student Loan Options
Do you need a student loan? Do you know what kind of student loan you want?
Student loans are a confusing subject. And these days, most college students are relying on student loans to help meet the rapidly rise of cost of attendance at colleges ...
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6 Ways to Fix Your Finances: Smart Tips for Resuscitating Your Bank Account
Stressed out by your financial situation? Aren't we all. Awhile back we presented six strategic financial moves you could make to regain control of your money situation -- and here are six more ways to fix your finances that are just as ...
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My 13-Year-Old Daughter Shares Her Financial Fears
I'm only 13 and I'm worrying about my future. Not in an academic kind of way, but in a financial one. Yes, kids have financial fears too! That's because there are certain things that terrify me about growing up and living on my own. Here is a list of ...
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The Pros and Cons of Higher Interest Rates
There's been quite a bit of chatter, from news sources to social media, about the potential for further hikes in interest rates. And although interest rates still remain at historically moderate levels, rumors of further moves by the Fed abound. The ...
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I’m Not Rich, But I’m Financially Free; Here’s How I Got There
Let's face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I'm currently in that coveted sweet spot of financial freedom where I can do pretty much whatever the heck I please, whenever I want.
Don't get ...
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3 Major Money Mistakes People Make When Financing Their Car
For most Americans, having a car is a necessity. Whether you take concrete highways -- which represent roughly 30% of all US interstate highways -- or unpaved pathways to get to work or school, the majority of people agree that it's better to rely on ...
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How to Control Your Expenses (and Ensure They’re Necessary)
If you're wondering how to control your expenses, you're not alone. Controlling your expenses is one of the most important habits we need to develop. A person who overspends and has no money to fall back on as a precautionary measure will almost ...
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How to Use Credit Card Chargebacks to Get Refunds from Stubborn Vendors
Not every merchant goes by the mantra, "The customer is always right." Therefore, even if you've received a fraudulent charge or want to return a piece of merchandise, they may not let you -- and you may not get your money back. Fortunately, credit ...
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5 Steps to Achieve Financial Freedom
In a culture where there are many financial stresses and uncertainties, the concept of reaching full financial independence may seem like an unattainable ideal. However, a strategic approach can make your goals far more attainable than you realize. ...
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Good Financial Management: How to Make Yourself Richer by Understanding Money
Good financial management basically means taking the correct approach to your finances which in turn can help you to increase your net worth, to avoid financial difficulties and generally to be better off.
Many of us think of good financial ...
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Can Money Buy Happiness? Here’s How to Get the Most Joy from Your Spending
Most financially responsible people experience a bit of euphoria -- along with a genuinely-satisfying sense of accomplishment -- whenever they save money. However, when it comes to spending, those good feelings aren't always a sure thing. So, can ...
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Do You Have Unclaimed Money? Here’s How to Find Out
I love finding unclaimed money.
The other day I was in the mood for a couple of chili cheese dogs, so I decided to stop by my local Wienerschnitzel and satisfy my craving.
As I got to the counter to pay for my food I realized that I still had ...
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4 Budgeting Tips for Parents
As a parent, there's no doubt about the fact that one of your top priorities is most likely to save money. This is because raising a family can be quite expensive over time, especially if you want to make sure that you're providing your family with ...
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The 4 Worst Ways to Pay Down Debt
Debt may be a part of life, but that doesn't make it suck any less. If you're deep in debt, you're probably looking for ways to retire it. Or at least pay it down enough to improve your credit report. Whatever the reason, there are smart ways to ...
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12 Good Reasons Why You Should (and Shouldn’t) Pay Off Your Mortgage Early
Do I think you should pay off the mortgage early?
You may as well ask me if I think it is a good idea if you paint your living room sage green.
For many years I believed that paying off your mortgage was an absolute no-brainer.
Then I did a ...
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Teens and Credit Cards: 9 Ways You’ll Pay Later for Giving Them One Now
I'm not a parent, so I won't presume to tell you how to raise your child. However, I can tell you that when it comes to teens and credit cards, putting plastic into their hands is a mistake that you both could end up paying for well into the ...
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How to Make Your Business More Secure on a Budget
When you're running a small business, you need to deal with a stream of complex issues. For example, how do you make your small business more secure?
It's important that you take the time out of your busy schedule to prepare your company finances. ...
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How to Fix Your Finances Without More Money
How many times have you heard somebody who has no idea how to fix their finances lament that all their financial troubles would disappear if only they had a little more money?
The thing is, those are the same people who believe that financial ...
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