Readers: This is the final article in my 25-part no-nonsense "Mortgage Basics" quick-reference series. I hope you found the series to be informative.
The difference between being prequalified or preapproved for a home loan can be a critical factor ...
Continue reading How Do I Get Preapproved for a Mortgage?
Why Getting Cash During the Next Crisis May Be Impossible
As time goes on, it will become increasingly more difficult to get your cash out of the financial system. There are several reasons for this:
Photo Credit: stock photo ...
Continue reading Why Getting Cash During the Next Crisis May Be Impossible
Is It Better to Be Prequalified or Preapproved for a Mortgage?
Readers: This is article 23 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of ...
Continue reading Is It Better to Be Prequalified or Preapproved for a Mortgage?
Why the New Face of Money Management Is Making Walk-in Banks Obsolete
Due to advancements in technology, the ever-growing mobile trend, and society's desire for convenience, the face of money management is evolving. In the past, everything was done manually and was centered on brick-and-mortar banking institutions. ...
Continue reading Why the New Face of Money Management Is Making Walk-in Banks Obsolete
The Pros and Cons of 7 Popular Student Loan Refinancing Options
It's a sad reality that most students cannot graduate from a four-year university without being saddled with thousands of dollars of debt. And if you choose to stick with your standard loan repayment plan without looking into other options, you could ...
Continue reading The Pros and Cons of 7 Popular Student Loan Refinancing Options
3 Things People Pay For That Cost More Than They Should
No matter how thrifty you think you are, the truth is, most people are constantly spending money; it's just part of being an adult. And if you have any level of property or responsibility at all, you have operating costs and overhead, just like a ...
Continue reading 3 Things People Pay For That Cost More Than They Should
Economic Collapse 101: What Causes a Currency Crisis?
When a speculative attack occurs in the foreign exchange value of a currency, it results in a sudden sharp depreciation, which is known as a currency crisis. These crises can have large measurable costs on an economy, as we saw during the global ...
Continue reading Economic Collapse 101: What Causes a Currency Crisis?
8 Payday Loan Alternatives That Loan Sharks Don’t Want You to Know
When you examine the numbers, it's difficult to deny that payday loans are detrimental to your finances. Payday loans affect real people with real families who are unable to make ends meet. So, out of desperation, they often turn to what is probably ...
Continue reading 8 Payday Loan Alternatives That Loan Sharks Don’t Want You to Know
How to Handle a Partnership with a Foreign Business
So, you're looking to break into an international market? There are numerous reasons why you may wish to choose a partnership with a foreign business in order to expand your own company. There are also a great many things that you'll need to think ...
Continue reading How to Handle a Partnership with a Foreign Business
What Will Happen If Everyone Pulls Their Money from the Bank Today
I am a big follower of Mike Maloney. He is the man responsible for opening my eyes and helping me understand just how our monetary and financial systems really work -- and for that I will be forever grateful.
Last month, he put out a brief video ...
Continue reading What Will Happen If Everyone Pulls Their Money from the Bank Today
Why Service Industry, Banking, and Government Jobs Don’t Create Wealth
The high living standard that people enjoy in America -- and the rest of the world, for that matter -- is a result of the hard-earned work performed by our forefathers; most of them spent a lifetime of blood, sweat and tears, creating the wealth that ...
Continue reading Why Service Industry, Banking, and Government Jobs Don’t Create Wealth
What Is a VA Loan?
Readers: This is article 8 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
VA loans are government-backed mortgages that are insured by the Veteran's Administration. VA loans are available from qualified lenders to homebuyers ...
Continue reading What Is a VA Loan?
What Is an FHA Loan?
Readers: This is article 7 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
An FHA loan is a government-backed mortgage that is insured by the Federal Housing Administration. Although anyone can apply for an FHA loan, they were ...
Continue reading What Is an FHA Loan?
Why Interest Rates Will Only Go Lower Under the Current Monetary System
Do you ever wonder why student loans increased by 84% since the last crisis in 2008, and there is now $1.2 trillion in total student loan debt that has been issued in the US? Do you wonder why there is now nearly $1 trillion in auto loans, fueled by ...
Continue reading Why Interest Rates Will Only Go Lower Under the Current Monetary System
Negative Interest Rates and the Demonization of Cash
A lot of financially savvy people out there say that the world's central banks have foisted zero- and negative-interest rates (otherwise known as ZIRP and NIRP) to force people out of their savings. The truth is, there is a more pressing reason for ...
Continue reading Negative Interest Rates and the Demonization of Cash
Why the Economic End Game Is Finally Upon Us
Let's face it, folks: If the world economy was healthy it wouldn't be stuck in a period of excruciatingly slow -- if not downright negative -- real growth while trillions in central bank currency are being printed and poured into the international ...
Continue reading Why the Economic End Game Is Finally Upon Us
The Latest Home Buying Survey Shows Increased Optimism
Owning a home has always been a big part of the American Dream. In fact, with the wide variety of homes on the market and interest rates still near historic all-time lows, it's no wonder that so many people remain seriously interested in taking steps ...
Continue reading The Latest Home Buying Survey Shows Increased Optimism
Brazilian Hyperinflation: A Reader Explains What Life Was Like (Part 2)
(In Part 1, Leasi shared her account of life in Brazil during the hyperinflation that raged there between 1984 and 1994. Part 2, is a Q&A with Leasi that sheds a little more light on what she endured during that time.)
Len: Thanks for taking ...
Continue reading Brazilian Hyperinflation: A Reader Explains What Life Was Like (Part 2)
100 Words On: A Grim Warning to Those Who Think Money Grows On Trees
A democracy can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the treasury, with the result ...
Continue reading 100 Words On: A Grim Warning to Those Who Think Money Grows On Trees
Another Milestone: Celebrating Two-Million Page Views!
I've always enjoyed writing, but without you, the truth is I'd just be wasting my time. Which is why I am very happy to report that Len Penzo dot Com just crossed the two-million page view mark! Hooray!
When I surpassed the one-million page views ...
Continue reading Another Milestone: Celebrating Two-Million Page Views!
- « Previous Page
- 1
- …
- 4
- 5
- 6
- 7
- Next Page »