If you're wondering how to cash a check without using a bank account, rest assured that you're not alone. Statistics show that around a quarter of US households either don't have a bank account, or regularly use an alternative means of check ...
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The 3 Best Ways to Transfer Money Online
When it comes to sending money to someone over long distances or overseas, there are many options available today, including some surprising ones you may have never even considered. Here are three of the best ways to send money abroad:
The ...
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Why Getting Preapproved for a Home Loan Is Important
Buying a home is always a stressful time and you're going to want to make sure you have the funds for closing on your dream property.
The best way of making sure your funds are in place to transfer when your house purchase closes is to follow the ...
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5 Money Saving Tips Your Mortgage Broker Doesn’t Want You to Know
Buying a home is a big decision and you do not want to make a mistake while you are home shopping. That's why lots of people turn to mortgage brokers to help them through the process of finding a loan. In order to help you avoid being taken advantage ...
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5 Important Factors to Consider Before Applying for a Business Loan
Expanding or growing a business usually means paying for the increasing accounts receivable balances, buying new equipment, and paying for more manpower. However, businesses that don't have enough funds often need to consider applying for a business ...
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100 Words On: The One-Armed Bandit’s Armless Cousin
Who hasn't been fleeced by a casino slot machine? Although only Keno offers worse odds of winning, slots are by far the most popular casino game, responsible for 70% of all gambling industry winnings -- so it's really no surprise they're derisively ...
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18 Amazing Facts You Didn’t Know About Your Credit Cards
If you're like me, you never ever give your credit cards a second thought. However, after recently getting stuck in a supermarket line behind a nice lady who decided to pay for her groceries with a giant bag of loose change, I developed a new-found ...
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Is Coinstar’s 11.9% Conversion Fee Worth the Price?
I think grocery store self-check stands are both a blessing and a curse.
When multiple shoppers, loaded up with enough groceries to, say, sustain a family of four through a nuclear winter are queued up in front of a human cashier, self-check kiosks ...
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Good Personal Finance Habits Everyone Should Follow
There are good habits and there are bad habits - and I have a lot of bad habits.
For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...
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What are the Key Requirements for Securing a Startup Business Loan?
Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...
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Rapid Cash Converter Loans for Tough Financial Situations
Money matters are never as simple as we all grew up expecting and from time to time we can find ourselves in a financial fix due to one reason or the other. In such situations, it always boils down to the fact that we need quick money which could ...
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How to Choose a Bank for Your Small Business
One of the most challenging considerations when starting a small business is choosing a bank for your financial needs. For entrepreneurs, it can feel counterintuitive to use a different bank than what they use for personal finances. The overwhelming ...
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How to Choose a Responsible Lender
You've decided to take the plunge and get a personal loan. It all sounds so simple -- but the sheer volume of personal loan options and lenders to choose from can be overwhelming. With that in mind, here is a handy guide of five simple tips designed ...
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8 Small Business Financing Options for People with Bad or No Credit
After making the only New Year's resolution that matters, maybe it's time to use the resulting savings by turning it into an investment. A small business is one option, but they can be costly to maintain.
Of course, there's certainly nothing wrong ...
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How to Open a Bank Account
Opening a bank account shouldn't be difficult. In our age of highly developed banking system, a life without bank accounts defies imagination. Indeed, it seems easier for us to visualize activities somewhere on the untrodden Venus or Uranus than ...
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4 Options for People Looking to Get a Used Car Loan
Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...
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Are Credit Unions Better Than Banks?
There are a lot of questions surrounding if credit unions are better than banks. One of the problems with answering this question is that most of those asking don't understand the difference between the two.
Credit unions have become more ...
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5 Reasons Why Banks Aren’t the Best Bet for Start-Up Loans
The growth of startups worldwide has been nothing short of phenomenal over the last five to ten years. That growth is reflected in funding, which grew some 1400% between 2012 and 2017. Venture capitalists and lenders pumped $15 billion into US ...
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Here’s a Look at Two Ways to Secure Home Financing
If you're thinking of buying a home, you will have to make sure you consider different financing options. This is one aspect you shouldn't take lightly, as homes aren't cheap. In fact, as the property market continues to reel from the effects of a ...
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The 5 Worst US State Quarter Designs
It's hard to believe, but ten years has passed since the US Mint's very successful 50 State Quarters program ended. The program was a 10-year initiative that honored each of the nation's states in the order that they ratified the US Constitution or ...
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