Evaluating the Pros & Cons of 4 Common Car Loan Alternatives

In an ideal world we all want to be debt-free; and borrowing money is something that we all should approach with caution. However, when it comes to living a real life, very few of us will be able to escape borrowing money to finance a larger purchase. A car can be one of those big purchases and, unless you’re happy to ride a bicycle or save up money in your sock,

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Looking for Inflation? It's Hiding In Smaller Package Sizes.

Inflation? What inflation?

The fact is, for those who are willing to look close enough, we are actually being confronted by a serious bout of deflation, at least when it comes to the size of the containers sitting on our supermarket shelves.

With prices continuing to rise in the face of the depressed economic climate, manufacturers continue to find themselves caught in a classic dilemma: either raise prices and risk losing

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The 15 vs. 30-Year Mortgage Loan Debate: Why 30 Is Better

According to Freddie Mac’s most recent survey, there is currently a spread of 0.79 percent between the 15- and 30-year fixed rate mortgage benchmarks, which just so happens to be the largest spread since Freddie started tracking the 15-year mortgage 20 years ago; for comparison purposes, the average spread over that same time period has been only 0.47 percent.

I think most people naturally assume that, when it comes

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Beware: A Credit Card for Excellent Credit That Doesn't Fit the Bill

You might think that credit cards for people with excellent credit are universally the best products available, and that the quality of a credit card naturally rises in accordance with the credit level required to get it. You might believe that high fees and lacking rewards simply come with the territory of having bad credit, and that this is a natural trade off. You might also assume that people with excellent

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18 Fast Facts You Didn’t Know About Social Security Numbers

President Roosevelt signing the Social Security Act of 1935 in the Cabinet Room of the White House.

This weekend I was looking through the safe that holds all of my most important documents, like family birth certificates, insurance policies and the secret recipe for mom’s sauce, when I ran across my Social Security card.

Now I’ll wager that, if you poll a room full of people at

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10 Old Wives' Tales Masquerading As Financial Rules of Thumb

It’s been said that if the palm of your right hand itches, you’ll soon be coming into money. On the other hand (seriously, no pun intended), it’s also been said that if your left palm itches you’ll soon be paying out money.

Don’t laugh. There are folks out there who actually believe this stuff.

What is funny though is if you do an internet search, you’ll find there is no consensus

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12 Good Reasons Why You Should (and Should Not) Pay Off Your Mortgage Early

Do I think it’s wise for you to pay off your mortgage early?

You may as well ask me if I think it is a good idea if you paint your living room sage green.

I used to think paying off your mortgage was an absolute no-brainer.

Then I did a complete 180, changing direction like one of those day-glo orange heliport windsocks. Oh yes, I did.

After resurveying the macroeconomic

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8 Stupid Fees Consumers Hate to Pay (But Often Do Anyway)

In this tough economy, businesses of all types are trying to nickel and dime us to death with add-on charges.

Those charging the fees want you to believe that the fees are necessary to cover the additional costs of doing business, like pizza delivery fees.

In reality, all these fees do more often than not is mislead the consumer by adding a hidden mark-up to the advertised price. Sometimes the

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Inflation 101: Why Avatar Isn’t the Biggest Movie of All Time (And What Movie Is)

This past week, the technologically ground-breaking 3-D movie Avatar was hailed across the globe as the new king of the box office world, “topping” Titanic‘s box office take by grossing over $1.859 billion worldwide.

According to the media, this week Avatar will also surpass the $600 million mark in the United States and overtake Titanic as the domestic box office record holder as well.

I understand why, when reporting box office

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A Primer to Help You Unravel the True Meaning of a Dollar

Have you ever looked really closely at the US one-dollar bill?

If you have ever paid close attention, there really is a lot of stuff going on with that humble bill. Some of it is actually kind of creepy.

Today I thought I’d try and unravel some of the dollar bill’s biggest mysteries for you.

Okay, okay. They’re not really mysteries – 98% of this stuff is all over the

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Chocolate, vanilla or strawberry?

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