100 Words On: Why Most Early Risers Usually Wake Up Smiling

Twenty top CEOs were surveyed by Yahoo! Finance and 80% of them said they wake up every morning at 5:30 or earlier. As for the the other 20% — they rise and shine no later than 6:00. According to Forbes, studies show that early risers are more optimistic, conscientious and stable. It turns out that morning people are more proactive too — which leads to greater career success and more

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100 Words On: Saving Your Lame Excuses for Somebody Who Cares

A wise man once said that excuses are tools of incompetence, only useful for building monuments of nothingness and bridges to nowhere. When it comes to personal finance, there are a countless number of excuses that people often use to explain why the pecuniary pit they’re sitting in is somebody else’s fault — and why they’ll never be able to get their financial house back in order. Of course, that’s

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100 Words On: How to Avoid Burning Out

It takes real drive to turn our biggest dreams into reality, but sometimes the relentless passion that fuels our inevitable push for success becomes counterproductive. When personal expectations finally exceed what we can reasonably achieve on our own, we burn out. Unfortunately, burnout leads to wasted time, energy, and even poor health. The key to avoiding it lies in recognizing our limitations — physically and mentally — and achieving a

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100 Words On: A Hidden Home Storage Space Most People Overlook

If you’re like most folks, it seems as if there can never be enough storage space in the home — especially when there’s a household full of kids. The good news is, that unused triangular nook under the stairs can often provide a natural solution for reducing everyday clutter by converting it into the perfect hiding spot for your stuff. And with a little imagination, sometimes it can even be

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100 Words On: Why Compound Interest Isn't Everybody's Best Friend

Invest $100 that earns a 6% annual return and you’ll have $106 a year later. The uninitiated might expect to see $112 in their account after two, but they’d actually have $112.36 because interest not only accrued on the original principal of $100, but also on the $6 gained in year-one. Left untouched, that account would balloon to $1842 after 50 years — 18 times the original stake! No wonder

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100 Words On: The Baffling Allure of the Eiffel Tower

Originally built as the grand entrance to the 1889 World’s Fair, today the Eiffel Tower is the undisputed romantic symbol of Paris and most-visited paid monument on Earth. Even so, that didn’t stop more than 1000 travelers in a recent survey from bestowing la Tour Eiffel with the dubious honor of being the world’s most disappointing tourist attraction. So, are sightseers who diss the Iron Lady philistines — or is

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100 Words On: The Importance of Making a Good First Impression

Like it or not, when it comes to evaluating others, people tend to form an opinion within 30 seconds of meeting someone for the first time. Unfortunately, that resulting initial impression is generally extremely difficult to reverse should we start out on the wrong foot — which is why negative first impressions often lead to lost opportunities. Ironically, the best way to ensure you’ll make a great first impression is

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100 Words On: The Dangers of Loitering in the Comfort Zone

It’s human nature for us to want to spend as much time as possible in the proverbial comfort zone. And why not? It takes courage to walk away from the dependable familiarity and security that waits for us there; for many, sometimes that’s even true in adverse situations, such as a failing relationship. Unfortunately, it’s impossible for us to grow, be creative, and lead truly fulfilling lives when we continually

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100 Words On: Why Window Seat Fliers Are the Happiest Fliers

You may be surprised to know that many airlines are now charging extra money for a growing number of window and aisle seats. And while I might consider paying extra for a window seat, I’m still trying to understand why anyone would ever pay extra for an aisle seat, considering the physical abuse they often get from passing carts, stewardesses and passengers.

The bottom line: Sitting in a window seat affords

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100 Words On: How to Quit Dreaming and Start Doing

Robert Louis Stevenson said that there can be no fairer ambition than to excel in talk. And while that may be true for the dreamers in life, successful people know the world will always depend on doers — folks who are motivated to follow through and turn grandiose plans into reality. Dreaming alone is never enough; you need ambition too. That means setting measurable goals and mustering the courage and

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