100 Words On: Why You Should Never Ever Fear Credit Cards

Credit cards provide a safe and convenient avenue for short-term borrowing.  When used wisely and responsibly, credit cards provide valuable benefits that cash simply can’t including consumer protections, cash dividends and other rewards.  They can also help establish and improve one’s credit rating, which is especially valuable when shopping for long-term credit to buy a home or car.

The bottom line: Yes, credit cards can get careless people into a lot

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