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100 Words On: Why Extended Warranties Sometimes Do Make Sense

By Len Penzo

The conventional wisdom out there is that it’s rarely advantageous to consider an extended warranty unless it’s for an automobile.

Don’t believe it. The truth is, when it comes to extended warranties, things aren’t always quite so black and white. For example, it often makes sense to buy extended warranties for irreplaceable or low-reliability products. Likewise, they’re often a good idea for items that you know may be mishandled

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100 Words On: Why You Should Never Ever Fear Credit Cards

By Len Penzo

Credit cards provide a safe and convenient avenue for short-term borrowing. When used wisely and responsibly, credit cards provide valuable benefits that cash simply can’t including consumer protections, cash dividends and other rewards. They can also help establish and improve one’s credit rating, which is especially valuable when shopping for long-term credit to buy a home or car.

The bottom line: Yes, credit cards can get careless people into a lot

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