My Blog Is Back! ... But I've Still Got Some Work to Do

Yes, I’m still alive, folks.

In case you missed it … my blog ended up crashing on Saturday morning after a major malfunction at my old web host (Yahoo).

I won’t bore you with the technical details, but let’s just say Yahoo’s customer service was atrocious. In fact, after spending most of Saturday and part of Sunday on the phone with them, they essentially told me their engineers had no idea how

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My Kids' Loan Interview with the Bank of Dad

(Readers: While I’m still working on getting my blog back up to speed, I thought I’d dig into the archives and run this classic post from way back on February 3, 2009 — long before my kids became teenagers.)

When it comes to money matters, my two kids manage their personal finances in completely opposite ways. In fact, it is utterly amazing to me that my children are even related.

My nine

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100 Words On: Why I Don't Feel Guilty Getting a Yearly Tax Refund

From a purely financial perspective, there’s no doubt that it’s better to maximize income tax withholding exemptions on your W-4 form because the resulting additional take-home pay can be invested or placed in an interest-bearing savings account. After all, the alternative is to give the government an interest-free loan every year. Even so, I still prefer to get an annual tax refund — mainly because the guaranteed lump sum windfall

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The Exceptionally Low Running Costs of Electric Motorcycles

Although it’s taken its sweet time, electric car sales are on the up, having increased by an impressive 447.95% in the US last year. The Nissan Leaf and Tesla Model S are proving the most popular, with sales of the Nissan passing 35,000 since its 2010 launch. Mind-bogglingly, when compared to 2012 Tesla sales have improved by 8056.25% — this makes a little more sense when you realize that in the first quarter of

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The 5 Worst US State Quarter Designs

It’s hard to believe, but the US Mint’s very successful 50 State Quarters program ended five years ago. It was a 10-year initiative that honored each of the nation’s states in the order that they ratified the Constitution or were admitted into the Union. Each quarter was only minted for a brief 10-week period, and will never be produced again.

At the time, it seemed like everybody was collecting these quarters. I completed my

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Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances

I’ve been diligently managing my personal finances and tracking household expenses for more than 20 years.

How diligent, you ask?

Well, I can tell you that my cable bill in February 1998 was $8.03, and that I spent $141.16 in 2006 for an annual subscription to the Los Angeles Times.

I can also verify with total certainty that 7 percent of my income in 2007 went towards groceries, and vouch that I spent $88.95 at

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The Top 10 Items You Can Part With and Profit From

Are you looking for ways to earn a few extra bucks? Try selling some of the items on this list to declutter your life and save some money. By cutting out the things you don’t need or use, you can profit and save your money for what you really need.

Sell Old Jewelry
If you have a large jewelry collection, start keeping track of the pieces you actually wear on a daily

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10 Out-of-the-Box Ideas for Saving Money

For many people, sticking to a tight budget often requires moving out of their traditional comfort zone.

Studies have shown that thinking “outside the box” can provide many creative ideas for keeping a household budget on track — usually in ways that you might not otherwise consider.

Here are ten out-of-the-box ideas that I’m implementing — or at least strongly considering — in order to ensure my household finances remain on track. If you’re

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Are Two Household Incomes Really Better Than One?

Not too long after our first child was born, the Honeybee left her position as a paralegal for a bankruptcy attorney to become a stay-at-home mom. It was a decision that we had both happily agreed to before we were even married. That course of action effectively turned us into a single income family, and it’s a decision I’ve never regretted for one moment.

Yes, if the Honeybee had remained working,

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6 Personal Finance Tools for Your College Student

As kids head off to college, they face a range of new temptations that can drain their financial resources. For many parents, the fear of a child falling into financial trouble is as deep as concern over academic performance. Unlike a semester of less than stellar grades, which good future performance largely offsets, poor financial decisions often haunt students for years after they leave college. You can help to equip

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